Hari Prasad Josyula

HARI PRASAD JOSYULA, MBA

I am a FinTech Product Transformation Expert and Senior Product Analyst with 15+ years of progressive professional experience as Business Techno Functional solution architect across Banking, Asset and Wealth Management, Financial Services, Regulatory Compliance & Reporting, Logistics & Supply Chain domains

ABOUT

Profile Overview

Education

Master of Business Administration (MBA) – Finance

Suffolk University, Boston, MA (2008 – 2010)

GPA – 3.727/4

Master of Sciences (MS) – Physical Sciences

Andhra University, Visakhapatnam, AP, India (2003 – 2005)

Bachelor of Sciences (BS) – Physical Sciences

Nagarjuna University, Guntur, AP, India (1999 – 2003)

Certifications

  • Certified Scrum Product Owner (CSPO)
  • SAFe Scrum Master
  • Celonis Process Analyst – Process Mining
  • Certified Scrum Master (CSM)
  • Agile Certified Practitioner (ACP)
  • ITIL Service Management
  • Scrum Fundamentals Certified

Experience

Lead Product Analyst

Dow Jones (09/2023 – Till Date)

Senior Product Analyst

VLS Systems/US Bank (11/2022 – 08/2023)

Principal Consultant

Cognizant Technology Solutions (02/2010 – 12/2022)

  • Ameriprise Financial
  • Royal Bank of Canada
  • US Bank
  • UPS
  • Morgan Stanley
  • Northern Trust
  • J. P. Morgan Chase
  • Cargill
  • Caterpillar

Research Interests

Areas of Research Expertise

Artificial Intelligence in Banking – AML, Fraud and Risk Management
Generative Artificial Intelligence for Operational Efficiency in Banking and Financial Services
Open Banking, Blockchain and Cryptocurrencies
Embedded Payments, Programmable Payments
Central Bank Digital Currencies
Asset & Wealth Management Technologies
Regulatory Technologies
Product, Program, Portfolio Management
Financial Risk Management
PEER REVIEWED PUBLICATIONS

Explore My Peer Reviewed Articles

Total Articles Published

17

Articles Under Review

3

Total Citations Received

127

H-Index

8

2024

  • Josyula, H. P. (2024). The role of the ISO 20022 messaging standard in improving payment transactions utilising participants’ data. Journal of Payments Strategy & Systems, 18 (2) Go to Publication ➔
  • Josyula, H. P., Vandanapu, M. K. (2024). Sustainable Finance: Assessing Environmental, Social, and Governance (ESG) Factors in Investment Decisions. International Journal of Economics and Management Studies, 11 (6), 7-14. Go to Publication ➔
  • Rawat, P., Muthulakshmi, R., Josyula, H. P., Kataria, A., & Landge, S. R. (2024). Consumer perception and adoption of digital payment methods: A study on trust and security concerns. Educational Administration: Theory and Practice, 30(4), 6022-6029. Go to Publication ➔
  • Josyula, H. P., Reddi, L. T., Parate, S., & Rajagopal, A. (2024). A review on security and privacy considerations in programmable payments. International Journal of Intelligent Systems and Applications in Engineering, 12(9s), 256-263.Go to Publication ➔
  • Josyula, H. P. (2024). Predictive financial insights with generative AI: Unveiling future trends from historical data. Journal of Emerging Technologies and Innovative Research, 11(1), 354-360. Go to Publication ➔
  • Godbole, M., & Josyula, H. P. (2024). Navigating the future: A comprehensive analysis of AI, ML, ERP, and Oracle integration in financial digital transformation. International Journal of Computer Engineering and Technology (IJCET), 15(1), 61-70. Go to Publication ➔
  • Gunturu, S. R., Godbole, M., & Josyula, H. P. (2024). FinTech-automatic payment process in the ERP system. International Journal of Computer Trends and Technology, 72(1), 99-103. Go to Publication ➔
  • Agrawal, S. S., Rose, N., & PrabhuSahai, K., Josyula, H. P. (2024). The FinTech revolution: AI's role in disrupting traditional banking and financial services. Decision Making: Applications in Management and Engineering, 7(1), 243-256.
  • Petare, D. P. A., Josyula, H. P., Landge, S. R., Gatala, S. K. K., & Gunturu, S. R. (2024). Central bank digital currencies: Exploring the future of money and banking. Migration Letters, 21(7), 640-651.

2023

  • Parate, S., Josyula, H. P., & Reddi, L. T. (2023). Digital identity verification: Transforming KYC processes in banking through advanced technology and enhanced security measures. International Research Journal of Modernization in Engineering Technology and Science, 5(9), 128-137. Go to Publication ➔
  • Josyula, H. P. (2023). Unraveling the adoption drivers of fintech in India: An empirical analysis. International Journal of Computer Trends and Technology, 71(12), 49-55. Go to Publication ➔
  • Josyula, H. P., Vishnubhotla, D., & Onyando, P. O. (2023). Is artificial intelligence an efficient technology for financial fraud risk management? International Journal of Managerial Studies and Research, 11(6), 11-16. Go to Publication ➔
  • Josyula, H. P. (2023). The impact of regulatory reforms on bank profitability: Evidence from post-financial crisis era. European Economics Letters, 13(5), 2018-2027. Go to Publication ➔
  • Josyula, H. P., Patel, K., Bhanushali, A., Landge, S. R., & Mittal, S. (2023). A review on data visualization for exploratory data analysis. Journal of Data Acquisition and Processing, 38(4), 487-494. Go to Publication ➔

2022

  • Josyula, H. P. (2022). Ensuring security and compliance in money movement tools: Addressing fraud risk and regulatory requirements. International Research Journal of Modernization in Engineering Technology and Science, 4(6), 4600-4606. Go to Publication ➔
  • Josyula, H. P. (2022). Risk management strategies in global banking: A comparative study. Tec Empresarial, 17(2), 386-399.

2021

  • Josyula, H. P. (2021). The role of FinTech in shaping the future of banking services. The International Journal of Interdisciplinary Organizational Studies.
PATENTS AND MEMBERSHIPS

Innovative Contributions and Professional Associations

PATENTS
Internet of Things Based Financial Data Managing Device In Bank

Patent 399121-001

The Patent Office, Government of India

Artificial Intelligence Device for Analyzing Financial Data

Patent 6324352

Intellectual Property Office, UK

Artificial Intelligence Based System for Dynamic Updates In Cloud Environments

Patent 202024100424

The Patent Office, Germany

FinovateAI: Pioneering ERP and AI Convergence in Finance

Patent 202411003964

The Patent Office, Government of India

MEMBERSHIPS
IPMA USA

VP, Board of Directors

Sigma Xi

Full Member (Member ID # 20239993654)

IEEE

Senior Member (Member ID # 99804647)

Threws Fellow
British Computer Society (BCS)

Professional member (Member ID # 995137826)

PUBLICATIONS

Scholarly Contributions and Published Works

JOURNAL REVIEWER
Organization, Technology and Management in Construction: an International Journal
International Journal of Project Management
European Project Management Journal
Sarcouncil Journal of Economics and Business Management
Journal of Emerging Technologies and Innovative Research
2024 IEEE World Conference on Applied Intelligence and Computing
Archives of Advanced Engineering Science
Completed 2 Book Reviews
BOOKS AUTHORED
The Digital Dilemma: Balancing Technology and Humanity

Purchase here ➔

Data Dynamo: Harnessing the Power Of Big Data

Purchase here ➔

Essentials of Financial Markets and Services: A Comprehensive Guide from Theory to Practice

Purchase here ➔

Transforming Remittances with AI Technology: Redefining Cross-Border Financial Flows
BOOK CHAPTERS
Corporate Finance and Risk Management
Banking Sector Reforms and Financial Stability
Digital Transformation in Banking Services
Risk Management in Banking Operations
CONFERENCE PRESENTATIONS AND SEMINAR TALKS

Insights and Contributions to Industry Knowledge

IEEE Conference – March 15-16, 2024

  • Assessing the Role of AI in Developing Knowledge-Based Financial Decisions

  • Exploring the Use of Artificial Intelligence for Automated Compliant Transaction Processing

  • Leveraging AI and ML to Automate Financial Predictions and Recommendations

IPMA Research Conference – April 19 – 21, 2024

  • Revolutionizing Project Management in the Fintech Landscape: Industry 5.0 Integration for Sustainability, Resilience, and Ethical Excellence

Seminar Talks

University of Seattle, Tacoma ➔

Sound Credit Union ➔

EIN Presswire ➔

AWARDS & HONORS AND OTHER ACCOMPLISHMENTS

Recognition and Contributions Beyond the Ordinary

AWARDS & HONORS
IPMA Global Research Awards Winner 2024

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Global Recognition Award

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Leader Award

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GL Award

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Globee Awards 2024 Winner
OTHER ACCOMPLISHMENTS
Mentor with 3000+ mentorship minutes, mentees from 4 different countries

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Judge for Globee Awards
Judge for Codie Awards
GeCCo 2024 Assessor/Judge

View ➔

Judge for Edison Awards
REVIEWS

What my clients say

Hari has a great outlook and a get it done attitude. I was fortunate enough to work with him on a large transformative technical project where he continued to step up and exceed expectations. He was a valuable resource for me as the Program Manager as he constantly brought new ideas and a trusted partner. His attention to detail while maintaining a high level view built trust in the program and with me. I recommend Hari to any role he would apply for as he will make your organization a better place to work. Please contact me if you need any additional support for bring on Hari.

Tace Wieczorek

Entrepreneur & Program Manager

In the time that I have worked with Hari Prasad I have always seen him as an especially valuable member of our team. Hari is always eager to help and is always very respectful to the requirements if his job. It is always a pleasure to work with Hari. His attitude and concern towards his work as well as our departments mission is second to none. I recommend Hari without any reservation to work in any environment. Hari's ability to work in a team as well as his ability to lead others, coupled with his warm personality will make him an asset to anyone fortunate enough to have him.In the time that I have worked with Hari Prasad I have always seen him as an especially valuable member of our team. Hari is always eager to help and is always very respectful to the requirements if his job. It is always a pleasure to work with Hari. His attitude and concern towards his work as well as our departments mission is second to none. I recommend Hari without any reservation to work in any environment. Hari's ability to work in a team as well as his ability to lead others, coupled with his warm personality will make him an asset to anyone fortunate enough to have him.

Jeremiah Mankin

Helpline Accrediation Examiner

I don't know what I find better about Hari is ability to work with others in a team setting, or his kind and friendly attitude. His candid demeanor and sincerity make any office environment a pleasure to work in. His professionalism is second to none. His overwhelming desire to learn new things and take on new projects means he always ends up earning the lead role on projects that we do within the University. I wouldn't hesitate to add Hari to any business setting as he would be a benefit all around. It's truly been a pleasure working with Hari Prasad

Rich Limone

Senior Systems Engineer

CONTACT

Interested in working together? Let's talk